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Most patients who are employed are covered by a Group Insurance Account or a Health Spending Account through their employer.

For patients who have Group Insurance, the benefits for physiotherapy range from 100% coverage, to partial coverage with deductibles. When looking into your plan, you will need to know:

  • Per visit amount covered
  • Percentage of visit covered
  • Total Coverage per Year                                                                                                                                             

If you have a health spending account, you will need to ask your employer your yearly maximum amount and who to submit your receipts to. Many employers will offer both the Group Insurance and the Health Spending Account so that access to physiotherapy is fully covered.

For patients who are married and both partners have insurance, the process can be somewhat more complicating and does vary from case to case. To maximize your benefits, you should talk to the clinic administrator prior to your visit.

 Click to See:  eClaims Partner Insurance Companies

Please see below for the list of partner insurance company that we can direct bill to:

  • Alberta Blue Cross
  • Green Shield Canada (GSC)
  • SSQ Financial
  • Sun Life Financial
  • Manulife Financial
  • Canada Life
  • Chambers of Commerce Group Insurance
  • Cowan Insurance Group
  • Desjardins Insurance
  • iA Financial Group 
  • Johnson Insurance
  • Johnston Group
  • Maximum Benefit
  • Claim Secure
  • CINUP
  • Empire Life
  • Claims Xchange
  • RCMP – Medavie Blue Cross: 
  • Veteran Affairs Canada – Medavie Blue Cross: 
  • Interim Federal Health Program for Refugees 

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